How do I Renew my Car Insurance?

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Car insurance is compulsory. It also has an expiration date, so you’ll have to ensure you either sign up for a new policy, or renew your existing one before the due date.

Different insurance policies offer different levels of coverage. With that in mind, should you relook at your current policy before opting to renew? Or should you just sign up for a more competitive policy from another insurance company?

And just what are the documents you’ll have to prepare in order for your request to be processed?

When Should I Start Looking for a Policy?

There’s no hard and fast rule. Generally, your existing insurer will contact you nearing the end of your current policy to notify you about their upcoming promotions and/or changes to their coverage.

If you are looking elsewhere instead, we suggest you start seeking out a replacement policy at least 3 - 6 months before the end of your existing insurance’s validity.

I’ve Found the Ideal Policy. What Should I Do Next?

Say you’ve already tracked down the policy that best suits your needs. What are the steps you’ll need to do next in order to process your application? We strongly urge you to get in touch with a customer service agent from your chosen insurer.

Clarify any doubts you may have about the policy, and also ensure that you’ve read the fine print. This will ensure you are aware of the exclusions in the policy. 

When you’re satisfied with everything, you can proceed to make payment for your policy. It is wise to keep a printed copy of your insurance in your vehicle, especially if you are travelling abroad!

What Documents do I Need to Apply for Car Insurance

Provide a copy of the car owner's ID card, driver's licence, car registration book and the current car insurance policy or the renewal reminder issued by the insurance company.

There’s an easier way to deal with the paperwork. Leave it in the hands of seasoned industry veterans, and score the best possible insurance deal with Motorist! We’ll ensure that you receive a free, obligation-free quotation within 24 hours!

Read More: Which Type of Car Insurance is Best for a Used Car?

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