Usually, it cannot be sold arbitrarily to finance itself. because it is considered that the ownership of the car still belongs to the finance We are not the real owners of the car. If we violate to sell could become illegal. But if done right, it can be sold. Not illegally 1. Po to turn off the finance before selling 2. Sell down payment to others 3. Sell down payment by changing contract holders 4. Selling through car tents Or contact your finance directly for sure.